9.01       This Plan shall be effective the date of signing the Agreement, and shall continue to be binding on the parties to the Agreement for so long as the Agreement is binding between the parties. The Company may provide coverage by alternate carriers provided the benefit levels and service arrangements are the same or better than with the existing carrier.

An employee who is laid off continues to participate in the Social Security Plan of the Company, applicable to employees in his Bargaining Unit to the end of the month following the last in which he has worked in the Bargaining Unit. An employee in such situation is restored to participation immediately upon completion of eight [8] hours work in the Bargaining Unit.

Notwithstanding the continuation of benefits outlined above, a regular employee who is laid off will continue to receive BC MSP coverage for three [3] months following the date of layoff.

ELIGIBILITY

9.02       Each employee shall be entitled to the benefits in this Plan subject to the following conditions:

1. If qualified for the present benefit plans on the date this Agreement is signed, he shall be eligible on the effective date of the Agreement; or
   
   
2. New employees will be eligible upon attaining benefit status in accordance with the provisions of the "Branch Manning" Letter of Understanding attached hereto.

9.03       New employees who were enrolled in the benefit plans of any Labatt or Molson brewery in BC and who were laid off from that brewery due to lack of work shall be entitled to immediate coverage for MSP basic medical and Extended Health Plans.

LIFE INSURANCE

9.04       Effective April 21, 2007, the amount of life insurance shall be increased to $60,000 insurance coverage for benefit status employees actively at work on that day. Employees not actively at work on the above named day shall only be provided increased insurance coverage upon their return to active employment.

ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE

9.05       Effective April 21, 2007, the amount of Accidental Death and Dismemberment insurance coverage shall be increased to provide $60,000 insurance coverage for benefit status employees actively at work on that day. Employees not actively at work on the above named days shall only be provided increased insurance coverage upon their return to active employment.

MEDICAL, SURGICAL AND HOSPITAL

9.06

1. Each eligible employee shall be insured in the Medical Services Plan of B.C. and the Extended Health Benefits Plan.
2. Effective April 21, 2007, Vision Care coverage will be provided to all regular employees and dependents for the purchase of prescribed lenses or frames or contact lenses to a maximum of $150.00 per person every two [2] years.
3. Effective April 21, 2007, the extended health coverage will be amended to provide reimbursement for expenses incurred relative to the purchase of hearing aids for employees and dependents (immediate family) up to the age of 65, when prescribed, to a maximum of up to $500.00 per person per four [4] year period. Coverage will not include repairs or maintenance.

DENTAL

9.07       Dental Care Plan for active employees.

Plan "A" –  100% to a yearly maximum of $1,200.00
Plan "B" –  75%
Plan "C" –  50%

The combined lifetime maximum for restorative and orthodontic services is $4,700.00. An annual reinstatement of up to $500.00 will be provided at the beginning of each calendar year, if required, to restore such lifetime maximum to the level of $4,700.00.

SICK LEAVE

9.08       Each regular employee shall be entitled to sick leave under the following conditions, provided he furnishes a doctor's certificate proving his disability to the satisfaction of the Company. New employees attaining benefit status shall be granted sick leave on a pro-rated basis in the year in which they attain benefit status.

Each regular employee shall be entitled to sick leave of ten [10] days for each calendar year. Any unused suck leave to a maximum of five [5] days will be paid to employees on the last payday before Christmas. Regular employees who have been absent from work for the full calendar year shall not be entitled to sick leave or payout. Sick leave will be pro- rated in the year in which an employee is terminated. The employee shall be entitled to payment of any unused sick leave up to a maximum of five [5] days. Upon retirement, a regular employee shall be paid any unused portion of the ten [10] days sick leave in cash.

9.09       This sick leave shall not be cumulative and shall be applied to provide full pay (in certain instances by supplementing Weekly Indemnity or Workers' Compensation payments) for working days lost during:

1. The three [3] waiting days prior to start of Weekly Indemnity payments resulting from illness; or
   
   
2. In the case of non-occupational accident an employee shall have the option of using three [3] hours of sick pay to bring his Weekly Indemnity from 66 2/3% of his daily wages to full pay thus reducing by three [3] hours an employee's maximum entitlement of sick days, when supplementing Weekly Indemnity to full pay in this manner.
   
   
3. During the first three [3] days of Workers' Compensation payments, in which case sick pay will be used to supplement Workers' Compensation payments up to full pay.

9.10       An employee shall have the option of supplementing to full pay, his Weekly Indemnity benefit after the first three [3] days of sick leave. For each day supplemented the employee's maximum sick leave shall be reduced by three [3] hours.

9.11       An employee's maximum entitlement of sick leave per year shall be reduced by one [1] day for each full or partial days payment of sick leave. For each day of Weekly Indemnity supplemented, the employee's maximum sick leave shall be reduced by three [3] hours.

9.12       Full pay for an employee shall mean the equivalent of his standard daily hours times his job rate of pay, and the payment of sick pay shall not result under any circumstances, in an employee receiving more than full pay on any lost working day.

9.13       The Company, at its discretion may appoint a doctor to examine the employee. Abuse, misrepresentation or any misuse of sick leave by the employee shall be sufficient grounds for dismissal. Company policy on sick leave is attached to this Agreement.

WEEKLY INDEMNITY AND LONG TERM DISABILITY

9.14       Where an employee is disabled due to a sickness or non-occupational accident, a weekly benefit amounting to 66 2/3% of wages (applicable classified hourly rate x 40) in effect during the twenty-six [26] week period will be paid to an employee who is off work and under the care of a doctor.

Payments will commence on the first day of the disability if due to an accident, and on the fourth [4] day if due to a sickness, and will continue to a maximum of twenty-six [26] weeks for any one period of disability.

Payments will be mailed directly to the employee's place of residence registered with the Company.

9.15       Should the disability, described above, continue beyond the end of the twenty-sixth [26] week, the insured Long Term Disability Plan will commence at the twenty-seventh [27] week and will continue until recovery or age 65, whichever occurs first.

9.16       Where an employee has received Workers' Compensation payment for a twenty-six [26] week period, the Long Term Disability Plan will commence at the twenty-seventh [27] week and will continue until recovery or age 65, whichever occurs first.

9.17       The LTD plan will provide the payment of 60% of wages (applicable hourly rate X 40) in effect during the first seventy-eight [78] weeks of the Long Term Plan. Should the disability continue past the one hundred and fourth [104] week (26 weeks + 78 weeks) the future weekly benefit will be calculated at 60% of wages (hourly rate X 40) in effect at the one- hundred and fourth [104] week of disability.

9.18       Coverage under insured Weekly Indemnity and Long Term Disability Plans will be continued:

1. For the first one hundred and four [104] weeks of a disability provided the employee is unable to perform his own job.
   
   
2. In excess of one hundred and four [104] weeks, provided the employee is unable to perform any job for any employer for which he is reasonably qualified by training, and education, or experience, to perform, as determined by the insurance carrier.

9.19       The Weekly Indemnity Plan and the Long Term Disability Plan will be of a standard nature underwritten by an insurance carrier and will include an offset clause for integrating statutory payments such as Canada Pension Plan, Unemployment Insurance and in the case of Long Term Disability, will also include an offset clause for integrating Workers' Compensation.

9.20       The Company will provide the necessary monies to build up the pension of an employee receiving benefits from the insured Long Term Disability Plan at the rate of pension accrual in effect at the commencement of disability.

9.21       Group Life, A.D. & D., M.S.P. and Extended Health Benefits shall be continued in force during any period the employee is receiving Weekly Indemnity or Long Term Disability Benefits. Employees drawing benefits under the Weekly Indemnity Plan shall receive a supplement up to full pay for statutory holidays falling within the twenty six [26] week period. Employees drawing benefits under the Long Term Disability Plan shall not be eligible for vacation entitlement after one hundred and four [104] weeks.

9.22       The cost of the Welfare Plans shall be borne by the Company. The Company will pay full cost of the Dental Care Plan with coverage terminating when the employee ceases employment or becomes a pensioner. The Company may provide coverage by alternate carriers, provided the benefit levels and service arrangements are the same or better than with the existing carrier.

CANCELLATION OF BENEFITS

9.23       An employee whose service with the Company has been terminated shall not be entitled to any benefits after the date of such termination.

PENSIONS

9.24       The Company agrees to continue the present pension plan for the duration of the Collective Agreement.

Normal Retirement date (NRD)    $2,465

Special Early Retirement (SER)  $2,190

Accrual:                   $43

A member retiring after having attained age 55 and whose age plus years of credited service total 85 or more (but prior to having qualified for Special Early Retirement) is entitled to an immediate accrued pension equal to the amount of accrued vested pension to his credit for service to date of early retirement.

In addition, such member shall be entitled to a lifetime supplement calculated as if the member had attained age 65 on his date of retirement but using his current unreduced vested accrued pension and his related credited service, the full unreduced Canada Pension Plan Retirement benefit and the normal retirement minimum pension all determined as of the member's actual date of retirement.

The Company will provide the necessary contributions to the pension plan for an employee receiving benefits from the Weekly Indemnity or Long Term Disability Plans at the rate of pension accrued in effect at the commencement of the disability.

The Company will also provide a pre-retirement death benefit as follows:

1. For a member with no spouse, the beneficiary or estate, as applicable, will receive a lump sum death benefit equal to 100% of the commuted value of the member's accrued pension benefit;
   
   
2. A surviving spouse will receive an immediate lifetime pension equal to 50% of the member's accrued pension benefit, the value of which will not be less than [i].
   
   For further information, please refer to explanatory notes on page 44.

BENEFITS FOR PENSIONERS

9.25       All benefits granted to employees who retired prior to the date of signing of the Agreement are governed by the Agreement in force on the date they retired. The following benefits will be provided to pensioners who retire after the date of signing of the Agreement, at no cost to the pensioner.

1. Normal Retirement:
   
   1. Life Insurance continued at $4,000.
      
      
   2. MSP will be continued as long as the pensioner is a resident of BC.
      
      
2. Total and Permanent Disability Retirement:
   
   1. Life Insurance will be continued in the amount of $20,000 to age 65, then reduced to $4,000.
      
      
   2. MSP will be continued as long as the pensioner is a resident of BC.
      

9.26       All present amenities, enjoyed by the employees, shall be kept in force except wherever such amenities conflict with or fundamentally prevent the possible inclusion and implementation of the provisions of the Social Security Plan. It is understood and agreed that the word "amenities" shall not be construed to obligate the Company to pay a year-end bonus. This Article shall not be construed to alter any specific term or condition specifically set forth elsewhere in this Agreement.

PENSION COMMITTEE

9.27       A pension review committee will be established to address pension issues regarding but not limited to the review of actuary levels, the contribution levels of the Company, and the plan design.

The Pension Committee shall consist of two [2] regular benefit employees to be appointed by the Negotiating Committee. The Company and Committee are to meet once per calendar year in October.